Addison Avenue Platinum Cash Back Rewards Card

Unlike the big bank cards, we don’t jack you with fees for practically everything.

In fact, we make it simple. Make your payments on time and there are no fees. Period. None of the big banks will make that promise.

Plus, with our Platinum Cash Back Rewards Visa, you earn 1% cash back on every purchase you make! (Excludes returns, cash advances and balance transfers.)

Just look how we stack up against the big banks

Their Big-Bank Visa Cards**

Our Platinum Cash Back Visa

Give us a break! With a Bank of America credit card you could be paying up to 28.99% APR in interest! Trust us, you can do better.

Rates

Any way you slice it, our Visa cards save you money — and rates start at just 5.24% APR*.

Wells Fargo charges an extra 4% fee for cash advances. That’s like throwing 4% of your money down the drain!

Cash Advance Fees

We did the math and free is cheaper. With an Addison Avenue Visa your cash advance fee is 0%. That’s Zip. Zero. Zilch.

Citibank tacks on a 3% surcharge every time you use your cards out of the USA. How do you say “total rip-off” in bankspeak?

Foreign Exchange Fees

Yup, you guessed it. Addison Avenue saves you money again. Use our Visa anywhere in the world and you’ll never pay a foreign exchange fee!

As if they’re not making enough money in fees, banks like Chase heap on an extra 3% when you make a balance transfer.

Balance Transfers

We don’t double-dip. Balance transfers with your Addison Avenue Visa don’t cost a thing. No fees here!

We offer what the big banks won’t

  • Low rates starting at Prime + 1.99%
  • No cash advance fees
  • No balance transfer fees
  • No fees for using the card overseas
  • Apply online, at a branch or by phone (1-877-233-4766) 24/7

*APR = Annual Percentage Rate. Variable rate is based on the Prime Rate plus 1.99% to 10.99%. Advertised rate may vary and is based upon the applicant’s credit rating. 3.99% promotional rate applies to balance transfers made in the first six months the account is opened and will be valid for the first year the account is opened. Any remaining balances at the end of or after the first year will revert to the base rate on the account.

**Source: bankofamerica.com, wellsfargo.com, citi.com, chase.com as of 8-17-09.

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